Alkhair MicrocreditFinancing for the business you already run.
Fast approval, flexible collateral, and transparent profit terms — no interest, ever — built for market traders, shop owners, and service providers.
Log inRC: 9640793
9
trades financed
Flexible
collateral options
5km
of your branch
How the money moves
You apply
Tell us about your business and how much you need, right from your phone.
Cash reaches you
Approved principal is paid directly into your hands, no collateral held.
You repay weekly
Small, predictable installments as your business earns, paid in at your branch.
Who we finance
Market Trader
Car Wash Operator
Food Vendor / Cook
Shop Owner
Tailor / Fashion Designer
Laundry / Dry Cleaner
POS / Mobile Money Agent
Phone Seller / Repairer
Butcher
Built for people like you
Market Trader
Tailor
Food Vendor
Our products
Alkhair Biz
Project financing for entrepreneurs and business owners (Mudarabah).Alkhair Partner
Equity-based support with shared profit and loss (Musharakah).Alkhair LeaseComing soon
Alkhair purchases an asset and leases it to you for an agreed term (Ijara).Why work with us
Fast processing and approval
Ethical financing — profit only, never interest
Flexible collateral options
Flexible weekly repayment
Friendly, responsive support
Simple, clear terms
What you need to apply
Your own businessAn existing trade or service you run — financing is built around businesses already up and running.
A valid NINNational Identification Number on record before approval.
A guarantor with their own business or workNot a family member, someone independent who can vouch for you.
A business within 5kmYour trade should be based close to the branch you apply through.
Every small business deserves the opportunity.
Alkhair Microcredit Limited supports hardworking entrepreneurs with financing built around how they actually work, week to week, trade to trade.
Log in